Is Reiki Covered by Insurance? Discover the Possibilities

It is worth mentioning that a lot of people are wondering whether Reiki is compensated by insurance or not. As Reiki gains popularity, it is a question that has been asked, especially from those who would like to use insurance to pay for wellness services. 

In this article, we intend to respond to the questions of whether is Reiki covered by insurance, the available possibilities, and the actions that a Reiki practitioner can take.

does insurance cover reiki treatment

Here’s a brief overview of what you need to know about Reiki insurance coverage:

  1. Read your health insurance policy carefully.
  2. Consider alternative payment options such as flexible spending accounts (FSAs).
  3. Consult with your insurance carrier directly 
  4. Promote users to send receipts for repayment.

Now let’s look at each step to find out more details.

  1. Read Your Health Insurance Policy Carefully

Nowadays, majority of the insurance providers do not accept Reiki sessions unless it has been included in the insurance policy. Some policies enumerate the treatments that are paid for, and if Reiki is excluded from this list, it should not surprise you that the costs will not be covered. However, some insurance providers may cover the sessions if Reiki is included in the overall treatment plan, especially if it is connected to mental health procedures or pain management.

  1. Consider Alternative Payment Options 

Although few practices cover Reiki through health insurance, clients may be able to use other forms of accounts such as flexible spending accounts (FSAs) or health savings accounts (HSAs). Some of these accounts enable spending of pre-tax dollars on some wellness services, and sometimes Reiki falls under these plans.

  1. Consult with Your Insurance Carrier Directly 

The next best thing is to call your insurance company. Because policies differ from one company to another, there is hope that Reiki might be compensated under some circumstances. Ask your provider to enquire whether they offer energy healing or any comparable treatments including acupuncture (Traditional Chinese medicine, TCM) or Needle therapy.

  1. Promote Users to Send Receipts for Repayment

If you are not sure whether your client’s insurance policy covers Reiki tell the client to try submitting a receipt for refund. This is often possible through FSA or cash-back insurance if the client is ready to go through it. It is important to ensure that the receipt is clear and should contain the session type, the date, and the total amount paid.

Reiki has no insurance coverage, but there are a couple of ways that clients may be able to claim reimbursement; they include the use of flexible spending accounts. It may also be worthwhile to advise your clients about these options and inform them about any changes to insurance policies that cover wellness services.

For Reiki practitioners, it may be wiser to concentrate on delivering high-quality services and growing your practice instead of relying on insurance policies for improvement.

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